If you’ve been injured in a motor vehicle accident (MVA) in Ontario, the first and most important step is completing the OCF-1 – Application for Accident Benefits. This form allows your auto insurance company to open your claim and approve coverage for rehabilitation services such as physiotherapy, chiropractic care, massage therapy, acupuncture, and psychotherapy.
After an accident, even if injuries seem minor, you should:
Completing OCF-1 early helps avoid treatment delays, claim denials, and payment issues.
The OCF-1 is required to:
Without an OCF-1 on file, insurance companies may refuse or delay payment for services.
The completed OCF-1 must be sent directly to the auto insurance company.
We help patients by:
Our goal is to ensure a smooth, compliant, and stress-free recovery process.
You can download the official Ontario OCF-1 form here:
OCF-1 – Application for Accident Benefits (PDF)
https://www.fsrao.ca/media/4746/download
If you were involved in an MVA and are unsure where to begin, contact our clinic.
We’ll guide you through the OCF process and help you start treatment without delays.
FSRA – Accident Benefits Forms (Ontario Regulator)
https://www.fsrao.ca/consumers/auto-insurance/auto-insurance-claims-forms
Understanding Statutory Accident Benefits (SABS)
https://www.fsrao.ca/consumers/auto-insurance/statutory-accident-benefits-schedule
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